Urban Development Institute No Vacancy: Challenges and Opportunities for New Rental Construction

Cap Rate Sensitivities

and Density

In addition to the rental pro forma analyses, a Cap

rate sensitivity analysis has been conducted for all

three scenarios. A Cap rate, or capitalization rate,

is the rate of return that is expected to be generated

on a real estate investment property. It is a measure

of how long it will take a rental provider to recover

the up-front investment in a new property, and is

also used to estimate risk. This is determined by

dividing a property’s net operating income (NOI)

by the market value. The Cap rate analysis outlines

the project’s sensitivity to changes in the market –

both in value and operating costs. Cap rates move

in the same direction as interest rates, and with the

expected increases to interest rates in 2022, there

is more relative risk for rental developments. Rents

are also affected by interest and Cap rate changes;

however they are also heavily impacted by other factors

like supply and demand. The chronic lack of new

rental supply and persistent demand in Vancouver are

contributing factors to the rising rents shown below.

Interest Rate: Bank of Canada Overnight Rate, Bank of Canada

Cap Rate: Multi-Family Residential Cap Rate (High Rise Class A, CBRE Cap Rate & Investment Insights Reports

CMHC Average Rent: City of Vancouver City-Wide Average Rent (all unit types and year built, CMHC Rental Market Reports

2021

6.00%

5.00%

4.00%

3.00%

2.00%

1.00%

0.00%

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

$1,800

$1,600

$1,400

$1,200

$1,000

$800

$600

$400

$200

$0

PERCENTAGE %

MONTHLY RENT

INTEREST RATE CAP RATE CMHC AVERAGE RENT

Interest, Cap & Rent (2005-2021)

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